Complete clarity before you commit to any EMI

Getting a car loan shouldn’t feel like negotiating a maze.
We don’t just connect you to a bank — we help you choose the right loan.
We compare banks, explain hidden charges, calculate real EMI impact and ensure you don’t overpay for convenience.
We make sure you understand every rupee before signing anything.

What We Do

  • Compare multiple banks & NBFC offers
  • Calculate real EMI impact (not just advertised EMI)
  • Explain interest rate vs flat rate confusion
  • Reveal processing fees & hidden charges
  • Suggest ideal down payment strategy
  • Recommend safest loan tenure
  • Check eligibility & improve approval chances
  • Protect you from dealer-forced finance schemes
  • Coordinate documentation & approval
  • Help choose loan vs cash vs part-loan decision
  • Pre-closure & foreclosure rule explanation
  • Insurance add-on bundling check
  • Total ownership cost calculation
  • Clear summary report before you sign

 

Document required for a car loan:

  • Personal Documents
  1. Aadhar card
  2. ⁠Pan card
  3. ⁠Index2 (home address)
  4. ⁠Electricity bill (home address)
  5. ⁠Six months' bank statements (individual)
  6. ⁠Two years ITR (individual)
  • Business documents
  1. Pan card
  2. ⁠1-year bank statement
  3. ⁠ITR for two years
  4. ⁠GST certificate
  5. Udyog Aadhar
Car Loan with AutoGenius

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